Mortgage signings rebound in June and end the first half of the year with the highest figure in 16 years

Mortgage signings rebound in June and end the first half of the year with the highest figure in 16 years

The mortgage market recorded 45,907 loans for the purchase of a home in June, 10.8% more than a year ago, breaking the decline seen in May, according to data published this Wednesday by the National Institute of Statistics (INE). Adding the June figure to those of the other months of the year, the first half of 2026 closed with 259,684 signings, 6.7% more than in 2025, and the highest figure for this period since 2010.

Read more Tension rises in Ceuta amid protests over crisis management and the arrival of Minister Torres

Evolución firma de hipotecas (Líneas)

The growth in operations occurred despite a somewhat less buoyant real estate market (from January to June, 2.6% fewer houses were sold than in the same period the previous year) and the fact that prices keep rising. In fact, the average amount of mortgages signed in the sixth month of the year was 178,365 euros, 6% more than a year earlier; while the average interest rate at which the loans were granted was 2.96%, two hundredths less than in May, and one less than in June 2025.

Hipotecas en el primer semestre del año (Gráfico de columnas)

[Breaking news. An update will be available shortly].

If you have questions, suggestions, or simply want to tell us your case, you can send us an email at vivienda@elpais.es.

Read more How to organize a trip you’ll talk about for the rest of your life

The data you provide will be processed by EDICIONES EL PAÍS, S.L.U., (C/ Miguel Yuste, 40, 28037-Madrid), for the purpose of managing your questions and/or testimonies and preparing informative content. You may exercise your rights recognized in data protection matters through the address dpo@prisa.com by proving your identity and identifying the right you wish to exercise. For more information, please consult the Privacy Policy.

Read more Mother and daughter who were injured during the storm in Tarragona die

Translated from

Leave a Reply

Your email address will not be published. Required fields are marked *